Risk tolerance and people's idea of safe are mostly completely wrong - they tend to stick to the old, rooted ideas about the world and don't take into consideration the constant changes.
People still believe that the most developed countries are also the safest when it comes to investing, banking and other financial matters.
The reality is that emerging countries, like Armenia, Georgia, countries in Southeast Asia and Europe are much more suitable for foreign investments, prices are stable, or constantly growing and there are fewer problems in general.